Sun, Sea and... Secure Loans
In order to receive a loan of PLN 7,500 for holidays abroad, it is enough to show one’s ID. Due to the 20% decrease in demand for foreign trips, travel agencies have been compelled to seek new methods of stimulating sales. The online travel agency Travelplanet.pl has decided to offer credit-sale. The loans are granted in cooperation with Getin Bank. “The nominal interest rate amounts to 9.9.% annually. Moreover, the customer also has to bear the costs of commission which amount to 3% of the granted loan,” says Wojciech Sury, representative of Getin Bank. Another expense is insurance which customers are obliged to buy in the event they do not present surety from three persons. Furthermore, the repayment can be divided into 3-12 instalments. Travelplanet only verifies what type of loan tourists need by taking into account their income, whilst the other operations are carried out by the bank. “If customers meet all the requirements, they can receive a loan during one visit to the travel agency. What is more, applicants do not have to show any income certificates in order to receive a loan up to PLN 7,500,” says Wojciech Sury. “The product was launched on the market two weeks ago and already several people have bought trips using these instalments,” says Bożena Garbińska, member of the Travelplanet.pl board. Other travel agencies such as eSKY.pl and Fly.pl are planning to introduce credit-sales also.
Gazeta Prawna
