Will You Be On It?
Does your employer owe you money? Has a property developer taken advantage of you? Has an e-shop not sent you what you paid for? From today, private persons can file the names of people and companies in the so-called debt register. A new law makes it possible to access economic information and exchange economic data. However, it also makes it possible to place on the register people who do not pay bills or alimony. For business people, being placed on the register could mean the destruction of one’s reputation. For regular citizens it could mean problems in getting a loan, buying on hire purchase or even concluding a subscription agreement. The law entitles private persons, municipalities, and debt recovery companies to carry out registration. This is good news for all of those who have problems getting their money back from fraudulent institutions. According to TNS OBOP, 13% of adult Polish people (4 million) are owed money. Most of them, (2.6 million) are never returned money loaned to family or friends. To put somebody on such a list and make all information about them publicly known, a court writ of execution is required. The debt register also includes information from debt recovery companies, banks, telephone, electricity and gas suppliers.
Dziennik Gazeta Prawna
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