Pay by Selfie

Not Just Vanity

Not Just Vanity

No PIN, no signature, only a smartphone photo taken on the spot is needed. This is the latest idea for quick payments which is being tested giants like Mastercard.The experimental system allows users to “pay by selfie”. The user turns on the application, his/her smartphone films him/her for a brief moment, and when it recognises the face, allows payment to go ahead. According to Mastercard, this payment method will be particularly attractive for young people. However, Google has already found a problem with the system. It is enough to show the smartphone a photo taken earlier by someone else and the system accepts it. Now Mastercard wants the user to wink in order to prove that the user is not a photograph. But it seems that this solution is not foolproof. According to experts, the system will need a two-phase system: facial recognition and the traditional PIN.
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